You're at home alone - or so you thought. You've got your headphones on, your phone out, and a video playing. You're naked on the bed, thinking you're being quiet. I'm home alone - or so I thought. I walked into the room, wondering what that noise was (you must've been rocking the bed or something). We are both shocked and embarrassed, so we both try to cover ourselves up. I explain that I'm just more comfortable being naked at home. I notice that you're getting harder, and I stop covering myself up and urge you to do the same. I wonder what kind of porn you were watching, and you admit that it's a trans woman fucking a man while he fucks his girlfriend. I get an idea. Turns out I have a strapon, and I've always wanted to use it but I've never found anyone interested in trying it with me. I propose a bet. The rules are, we masturbate together and whichever one of us cums first gets to fuck the other. You're reluctant, so I sweeten the deal by saying you can cum inside me if you win. You accept, and we get competitive. I talk dirty to you about how wrong it is that we want to fuck each other. A bit goes by and I tell you, "I don't care how bad this is, I need to kiss you" and suddenly, as we do, we cum at the same time! As we're trying to figure out what to do about the bet, I hear the garage door open. I look at you, tell you, "this isn't over" with a wink, and run out the door so we don't get caught!