Your wallet is just a toy to play with, to use, to spend up and throw away when it's broken and empty. I don't really care about you, whether I make you go into debt or whether you spend money you shouldn't. All I care about is having fun with your money. Living a lifestyle most can only dream about. I just want to play with your cash, spending it on pretty things I don't really need. Having fun while you're working a boring day job kissing your bosses ass. It's better to give it to someone who can actually have fun with it.