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You know what's great about credit cards? They're tomorrow's problem. That balance you have no hope of paying down? Not something I'm ever going to worry about. You shouldn't either, at least not while your dick is hard and the urge to binge is overpowering. Just rack up a massive bill. Max it out. Send me tribute after tribute without thinking because you can put in on plastic. Every payment towards the card will be harrowing but it frees up more credit to spend on me again.