A bunch of brash young "frat boys" encounter a beautiful, mature woman at a bar. They do their best to impress her but she laughs them off and they retreat with tails between their legs. BUT, she calls one who was actually considerate to her and didn't join in on the brash "cougar" talk. She becomes flirty while complementing him for being more mature than the rest. She wants to know what his story is, why is he hanging out with them? She is charmed by his sweet personality. She soon learns of a betthey made. Who would be able tobtake her panties off of her and take them home. The gorgeous redhead decides to take him into a back room where she soon makes his young dreams come true and a hero among his friends.